Ideological, and actively participate in political studies, adhere to the four cardinal principles, support the party's principles and policies, and consciously abide by the laws and regulations.
Work, I work since years, has a certain department, a certain section, accounting and other sections of the work, no matter where they are, demanding their own, study hard business, strive to become experts.With such a firm conviction, I have been proficient in savings, accounting, planning, credit cards, a loan and other services, as line of business experts. Personal development experience
Remember, just enter the line, in order to grasp the line of business as soon as possible, every day more than an hour in advance to the post, practice counting, plans, savings business, although the residence from the work unit to ride more than 1 hours, but I Every day, rain or shine, especially in winter, ice and snow, afraid not squeeze on the train, I often have to work two or three hours in advance, that time I developed into the habit of early units, and now every day is the first to Line, the first cleaning, and then look at the business book or ready to prepare a day's work, but also this habit, gave me plenty of time to learn more business knowledge, for my years of work smoothly laid a good foundation .
I work for most of the posts in the foreground, in order to better serve customers, for different levels, different needs of customers, I give different help and services, I remember a first time to my customers, when I learned He wants to buy second - hand housing loans, because he did not know how to do, just have an idea, I will be detailed to him a loan of all the procedures. In addition to the customer service I am committed to, in line activities organized by the I also responded positively, often participate in the organization of the competition, self-display, and achieved excellent results, by the unit awards.
Learning, since I joined the work, I never give up learning theoretical knowledge and business knowledge. Since I graduated from Finance School is a secondary school, just work I use my spare time self-study college, and graduated in years, but I am not satisfied with the status quo, and in years self-study Northeastern University financial undergraduate, due to hard work, The teacher fully affirmed by the study, is currently actively preparing for thesis defense. Not only to master and improve the financial knowledge, but also has a certain theoretical level, fully meet the standards of undergraduate students. Learning theory, more research business, the financial knowledge learned into the work to make the business level continues to improve, and in years to participate in the national intermediate economist qualification examination, passed the same time was hired as an intermediate division. In the years of business knowledge examination, each accounting business qualification examinations have reached a level.
Finally, I would like to say is that the above is only a little achievement in my work, which unit of leadership and the help of colleagues are inseparable. I always firmly believe that a word a match and then bright, and only big light beans. But if a match to lit a pile of matches, it will be burning.
经过忙碌而又充实的一年，在这一年里，对工作更加得心应手；对自己的不足更加加快改进的步伐；对领导的关怀更加感恩；对同事的关心更加感动…….
总体来说，在上年的工作当中，从我行开始内部使用银行卡，到正式发卡；从卡的内容单一，到如今很多功能建设中；从一开始卡的发展没有方向，到如今和各个商家进行联盟；我都很荣幸的经历并且亲手参与了这一切，在整个过程中我经历了困惑；学习了经验；接受了帮助；得到了收获。
我的父亲经常告诉我，人的一生都在学习，我一直把这句话记在心里。在工作中，想要把银行卡业务做好，不只是需要银行卡方面的知识，凡是和银行卡相关的任何内容都是我在我的学习范围之内：客服、制卡机的管理和使用、监控设施的巡查、报表的分类和分析、银行卡在前置机的设置、ATM管理办法、银行卡类的中间业务、银行卡代缴费相关的资料、与各个商户的联盟、银行卡的市场调研、借记卡小额循环贷款、银行卡的安防工作等等。在这非常感谢基础业务部、营业部、科技部、办公室等部门的协助，也非常感谢**省各城商行、**银行、**银行卡部负责人的支持，通过他们积极的配合，我对银行卡的认识更加的深入，对于银行卡将来的发卡趋势有了明确的目标，为下一步工作打好了坚实的基础。
在最近的一段时间，我行联合银联发行#卡，要求在本市找寻顶尖的合作伙伴，和它们签订互惠互利的合作协议。在谈判的过程中，遇到过很多的困难，包括在谈判的过程中，有些商家不愿意提供最优惠的服务，只是在做表面功夫，这样在后期我行高端持卡人会对我行银行卡丧失信心，还有可能影响到其他相关业务，所以经过详细的调查和仔细的谈判，到最后还是实现了制定的目标。截止到*月**日，已经签署了**饭店、宾馆、**大酒店等6家高档酒店，目前还有3家正在谈判中，谈成后对我行银行卡会有非常好的影响。
总之，我对工作会一直保持这份热诚之心、责任之心、严谨之心，在未来的工作中，用我的每一分能量换取我行银行卡业务的每一分进步，使我行银行卡业务灿丽绽放。
Time, I now stand at an important intersection in life, full of excitement and excitement, ready to enter a new arena, full of light and opportunities, but also full of competition and challenges. Here, my sincere hope that your unit can give me a chance to realize the value of life, so I can show themselves on this stage to prove themselves.
University for four years, through the system of professional knowledge of learning, I have the international economy and trade of this discipline has a more profound understanding, with a profound theoretical knowledge and considerable practical ability to operate. At the same time, the use of spare time self-study and obtain a certificate related to the professional.In addition, I also actively participate in various practical activities. In the activities, to develop their own organizational management and team spirit, can quickly integrate into the team, have a strong ability to adapt and fast learning ability, and the establishment of a high degree of responsibility.
I very much hope to go to your bank to work to make their own theoretical knowledge and practice of combining, so that their life can have a qualitative leap. I believe that your overall image, management style, work atmosphere will be more attractive to me, is my ideal pursuit of the goal. I sincerely request that you give me a chance to show me my abilities.
As a senior graduate, although there is no wealth of work experience, but I believe that as long as their work has a high sense of responsibility, and can hold a modest attitude to the positive efforts of learning, brave the face of every challenge, Heaven There is nothing that can not be accomplished.
"Ten years grinding sword, today to demonstrate". I do not have a prestigious university diploma to sponsor, there is no rich political background to decorate, but I have a healthy and natural me, confident and not arrogant, stable and innovative, mature and full of vitality. I would like to take this natural with my most sincere heart and other college students to accept your selection. Looking back, I have the courage to explore the diligent study of the accumulation of knowledge of the road; look to the future, I will be happy to devote themselves to the cause of business development path. Zhu Gui unit of the cause of thriving, thriving!
I am from entry into the front desk teller work. In the front of the work, I have maintained a modest attitude, conscientiously study the business, work diligently, with a positive attitude towards each and every customer.Reception of the work I have mastered the personal business operations and accounting system, has accumulated valuable experience and many high-quality customers to form a good relationship, the customer's trust.This is my work in the foreground of the valuable wealth left.
Personal Account Managers are a dynamic and promising job, and individual account managers will play an increasingly important role in the development of banks as they move from retail banking to retail banking. I believe that the individual account manager's job is simply to maintain the existing high-quality customers, tap potential new customers, customers recommend the right financial products at the same time, to achieve a win-win bank and customers. Here, I would like to emphasize the "win-win" the word. When the one-sided emphasis on bank benefits and customer interests, the marketing work done is not perfect, when the two together, it will create a marketing miracle. If I can be a personal account manager, I will define this job by using my expertise to help our key clients, as their safe and effective financial assistant, to maximize their assets, as well as to connect with customers And * line of the bridge, to avoid financial risks, the promotion of financial products, to achieve maximum customer value.
In the realization of maximizing customer value, individual account managers should fully understand the customer, for different psychological needs of customers, tailored to recommend appropriate financial products, combined with our short-term fund products, products, long-term insurance and financial products, Targeted marketing. In marketing products, should be in good faith, professional, efficient, high-quality principles, for the sake of customers, win the trust of customers, the formation of a virtuous cycle of marketing. But also the depth of high-quality customers to tap the potential for private purchase. In normal work, some customers because of outbound travel, children have to purchase foreign exchange needs, but out of the * line do not understand, go to the Bank for processing, resulting in the loss of resources. Personal account manager should increase publicity, combined with our bank remittance, traveler's checks, credit cards and other products, to provide customers with a wide range of foreign exchange services. In practice, the daughter of a customer to study abroad, we recommend him a traveler's checks, the customer in the line of the Bank of China in line with the service, or choose to my daughter for the purchase of 10,000 Canadian dollarsTraveler 's checks, the customer is very satisfied, and said that the future will choose to remit the way to my line for business.
In the maintenance of customer relationships, individual account managers should do a good job of customer classification management, different customer implementation of different management strategies, targeted, to achieve income and output to match. Due to the fierce competition in the financial market today, the need for customer managers continue to strengthen contact with customers, regular visits to high-end customers, win the trust of customers, and customers to establish deep feelings, and every customer become friends, not just confined to the cold Business relationship.
回想起我刚来到银行实习的时候，对工作的一无所知，在为人处事方面都是非常的小心谨慎。下面来下我谈下我的工作情况，并做下自我评价吧！
我具体的工作是柜员，这个看似简单又体面的岗位，原来只是玻璃墙外人对我们的定位。而我的转换不仅是从以前的玻璃墙外到内部的更替，更多的是我感到了表面的东西不一定是真实的东西，最能欺骗人的就是我们自己的眼睛。工作时的精神高度集中，容不得半点松懈，对客户要耐心的解释，对工作要充满激情。说实话，这在没参加工作以前的我是根本做不到的，现在我知道我可以做到了，并且可以自豪的说我不比别人做的差，这也许就是工作带给我自身最大的变化，虽然这个变化是潜移默化的，但我切切实实的感到了这个变化。
既然是工作心得，我想就没必要写太多冠冕堂皇的话，只有那些中肯的建议和批评对我们的工作来说才最实在，银行的发展经历了很久的转变和提高，但是存在的问题亦不容小视。自身的人员素质不高，业务的单一和少的可怜的附加值，管理的不健全，激励措施的效用性不高等等。这一切是我们无法不面对的问题，虽说我们也在努力的改变这一现状，但改变不是一朝一夕。我们正在这个关键的转型期。
我们可以借着银行的成立这个绝好的契机，实现整个企业的蜕变和提高。虽然这个过程中会有很多的阻力和压力，但是我们明白了压力是最好的动力之后，也许很多的问题就会迎刃而解。
工作转正后，我想转变的不仅是身份，更应该是这种身份转变后的责任，所以我会更加地努力工作。
回顾20__年，我在__分社工作__天，在营业部工作__天，这__天中，从我手里收入的现金超过亿，付出超过千万，没有一张假币能逃过我的法眼;接触形形式式的客户，超个的不少，有些能用平和口气解决迷雾，有些能用灿烂笑容嘻嘻过海，不能的，我用夸张而有技术含量的表情挫其蛮气，抚安燥心;爱我岗位，开心工作，我善于在工作中发现美，这一年我遇到附加价值的客户有个，一位笑容像安在旭，一位魅力得像胡军，另外一位则像端庄版的吴雁祖;本人生爱好干净整洁，绝不让任何一张残钞混入新钞队伍，在空闲时间把网点打扫得一尘不染，厕所洗得飘香反光;本着好记不如烂笔头的座右铭，每次认真的阅览文件，将新操作新业务记入私人笔记本以备查用;本人好学，这一年来主动亲近atm，关心它，揣摸它，最终熟悉其脾，并于节假日主动承担照顾它的任务;人人防火，户户安全，对于灭火器，只要有新产品，我必定会第一时间去摸一下，以防万不得已的时候要用到它却不明白怎样用;珍惜生命爱惜生命，对于二道门，我总是第一时间按照文件步骤模拟实践，以正规的格式去执行并以最好的态度去变成习惯;知己知彼，百战百胜，又由于我们这一代比较有网虫潜质，于是我总会浏览其他银行的主页和金融最新报道，以便在工作中寻找灵
感，培养自我为信社尽点棉力。
岁月不居!来也匆匆，去也匆匆!虽然我老是觉得累，可是时间老人却总也不觉得累，每一天自我陶醉地嘀嘀哒哒跑个不停!回首这一年，颇有感慨——我完完整整的为商行服务了一年，商行也给了我别人羡慕不已的报酬——幸福!增加工作成果——你做了别人没有做的
从正常班到倒班，我踏踏实实地做，用心地体会，感悟最深的就是“端正态度，遵守行纪行规;尊敬领导，服从安排;团结同事，虚心求教;明确目标，脚踏实地”。
一年的工作实践，深深地体会到“临柜工作是银行第一形象”的含义。我们的形象直接影响到客户对我行的第一印象，关系到能否留下客户，更关系到能否能留住客户。这要求我们要有较高的综合素质，要求我们必须切实坚持临柜工作的服务宗旨“热情周到，耐心细致，为客户办好每一笔业务，让客户满意”。
一年的工作使我深刻体会到业务知识欠缺的严重性。这促使我又学习了更多的新东西，使自我的业务知识更具全面性。虽然我们新增了不少业务，可是要想保证我行的不断壮大，仅有不断地新增业务。这就要求我必须吸收新的知识才能顺利开展工作，才能跟上我行的步伐。
要做一名合格临柜人员，光有全面的业务知识不够，还需要配合主动、热情、耐心的服务。我们工作中的主性首先是要做到经理要求我们的“主动和客户打招呼、交流”。我随时主动向部分客户介绍我行的业务信息、新产品。
工作态度好了，业务知识跟上了，还需要良好的工作氛围。营造良好的工作氛围最主要是团结同事。团结同事不是吃吃喝喝，也不是不拌嘴，而是要理解、尊重。虚心请教，互帮互助，共同学习，大家才能同心协力，才能融洽相处。经过这一年的认真工作，使我自身有了很大的提高。第一，增加了对工作的热情度与自豪感，尤其是处理完棘手的业务问题与难的客户时。第二，提高了自身素质，临柜工作使我理解到人的一生就是存“知识、经验、修养”，存的越多利息就越高，日益积累，回报自然提高。第三，提升了人际交流本事，经过与不一样客户交流，见识、胆识、才识增加了，沟通本事曾强了，人际关系处理的越来越好。
增加一点你的想法——让工作能发挥你的知识优势
领导的关心和帮忙使我更加喜爱这份工作，增加了我的压力，更增加了我的动力。
我在学习和工作中逐步成长、成熟，但我清楚认识到自身的不足，需待提高自身的心理素质、技能素质、综合素质。新的一年，给自我定下新的目标。
1、自觉加强学习，学习业务理论，学习业务实践，学习身边的同事，全方面提高自我。
2、脚踏实地做更多工作，提高工作主动性，不怕份外事，不怕多做事，不怕做小事，在点滴实践中完善提高自我。
3、提高自身文化的修养，努力使自我成为优秀的银行工作人。
回忆过去，看今朝，展望未来，相信经过自我的努力明天会更好。
因篇幅问题不能全部显示，请点此查看更多更全内容